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Survival, Maturity & Annuity Claims

Survival Benefit

Documents required
  • Request letter for updating your Bank Details, if not provided earlier
  • Personalized cancelled Cheque or Self-attested copy of Passbook /Self-attested copy of Bank Statement with IFSC and Bank Account number mentioned thereon

Maturity Benefit

Documents required
  • Request letter for updating your Bank Details, if not provided earlier
  • Personalized cancelled Cheque or Self-attested copy of Passbook /Self-attested copy of Bank Statement with IFSC and Bank Account number mentioned thereon

Annuity Claims

  • Life Certificate to be submitted prior to the end of every policy Anniversary year
  • Request letter for updating your Bank Details, if not provided earlier
  • Personalized cancelled Cheque or Self-attested copy of Passbook /Self-attested copy of Bank Statement with IFSC and Bank Account number mentioned thereon
  • FAQs
  • Process

FAQs

Survival Claims

To report your Survival Claim you can:
  • Login through your registered ID and register bank details in ‘Bank detail updation’ section
  • Call us at our Claims Care Number - 1800-102-1010 between 9.00AM to 6.00PM (Monday to Saturday)
  • Visit your nearest RNLIC branch
  • Email us at rnlife.claims@relianceada.com
  • To submit your bank details, reply to our BITLY SMS

  • Personalized cancelled cheque Or Pass Book copy or Bank Account Statement Copy

If your bank details are validated for electronic clearance and your policy attained the Survival due date, we will process your pay out within 1 working day

To receive your Survival benefits hassle free through Electronic transfer

You can submit your Survival Claim documents:
  • At your nearest RNLIC Branch office. Click here to locate your nearest branch
  • or
  • Through email from your Registered Email ID at rnlife.claims@relianceada.com along with the scanned copy of the requisite documents.
  • or
  • Through Courier / Post to -
    The Claims Department,
    Reliance Nippon Life Insurance Limited,
    Office no. 701 & 702, 7th floor,
    Silver Metropolis,
    Off Western Express Highway,
    Goregaon East, Mumbai – 400063.

You should report a Survival claim as soon as possible, to help us process it faster. You can report the Survival claim with 90 days from the due date.

The Survival claim benefit can be received by:
  • The Policy owner
  • Assignee, in case the policy is assigned

We honor Survival Benefit claim payments through
  • a) National Electronic Fund transfer (NEFT)
  • b) Cheque
National Electronic Fund Transfer
  • On the basis of the bank details submitted by you
  • If you have submitted personalized cancelled cheque or bank statement /Bank pass book copy
  • If your bank is participating in Electronic Fund transfer clearance
Cheque Payment
  • When you have not submitted bank details prior to your due dates
  • If you have submitted non-personalized cancelled cheque or bank statement/Bank pass book copy
  • If your bank is non-participating in the Electronic fund transfer clearance

Your Survival claim benefit can be settled by submitting:

  • Personalized Cancelled cheque /Pass book Copy or Bank Account statement copy

Maturity

To report your Maturity Claim you can:

  • Login through your registered ID and register bank details in ‘Bank detail updation’ section
  • Call us at our Claims Care Number - 1800-102-1010 between 9.00AM to 6.00PM (Monday to Saturday)
  • Visit your nearest RNLIC branch
  • Email us at rnlife.claims@relianceada.com
  • To submit your bank details, reply to our BITLY SMS

  • Personalized cancelled cheque Or Pass Book copy or Bank Account Statement Copy

If your bank details are validated for electronic clearance and your policy attained the Maturity due date, we will process your pay out within 1 working day

To receive your maturity benefits hassle free through Electronic transfer

You can submit your Maturity Claim documents:
  • At your nearest RNLIC Branch office. Click here to locate your nearest branch
  • or
  • Through email from your Registered Email ID at rnlife.claims@relianceada.com along with the scanned copy of the requisite documents.
  • or
  • Through Courier / Post to -
    The Claims Department,
    Reliance Nippon Life Insurance Limited,
    Office no. 701 & 702, 7th floor,
    Silver Metropolis,
    Off Western Express Highway,
    Goregaon East, Mumbai – 400063.

You should report a Maturity claim as soon as possible, to help us process it faster. You can report the Maturity claim with 90 days from the due date.

The Maturity claim benefit can be received by:

  • The Policy owner
  • Assignee, in case the policy is assigned

We honor Maturity Benefit claim payments through
  • a) National Electronic Fund transfer (NEFT)
  • b) Cheque
National Electronic Fund Transfer
  • Basis the bank details submitted by you
  • If you have submitted personalized cancelled cheque or bank statement /Bank pass book copy
  • If your bank is participating in Electronic Fund transfer clearance
Cheque Payment
  • When you have not submitted bank details prior to your due dates
  • If you have submitted non-personalized cancelled cheque or bank statement/Bank pass book copy
  • If your bank is non-participating in the Electronic fund transfer clearance

  • Annuity consent form (clearly stating how much to be invested in an Annuity Policy)
  • Personalized Cancelled cheque /Pass book Copy or Bank Account statement copy with last 6 months transactions (to pay the residual 1/3rd amount (if any) back to policy owner)

Your Maturity claim benefit can be settled by submitting:

  • Self-declaration from the policy owner
  • Personalized Cancelled cheque /Pass book Copy or Bank Account statement copy with last 6 months transactions
  • Latest Address & ID proof

Annuity Claims

You don’t need to report Annuity claim, it will be automatically processed as per your policy Annuity duration.

Life certificate to be submitted by or prior to the end of every policy Anniversary year.

Once we receive Life certificate, provided your bank details are validated for Electronic clearance and as per your Annuity payout duration, we would process your payment within T+1 working days.

To receive your Annuity benefit without fail.

You can submit your Life Certificate:
  • At your nearest RNLIC Branch office. Click here to locate your nearest branch
  • or
  • Through email from your Registered Email ID at rnlife.claims@relianceada.com along with the scanned copy of the requisite documents.
  • or
  • Through Courier / Post to -
    The Claims Department,
    Reliance Nippon Life Insurance Limited,
    Office no. 701 & 702, 7th floor,
    Silver Metropolis,
    Off Western Express Highway,
    Goregaon East, Mumbai – 400063.

You should submit the life Certificate as soon as possible, to help us process it faster. You can submit the Life Certificate before 90 days from the policy Anniversary year.

The Annuity claim benefit can be received by:

  • The Policy owner/Annuitant
  • Nominee, if the Annuitant deceased and customer has chosen Life Annuity with guaranteed term

We honor Annuity Benefit claim payments through
  • a) National Electronic Fund transfer (NEFT)
  • b) Cheque
National Electronic Fund Transfer
  • Basis the bank details submitted by you
  • If you have submitted personalized cancelled cheque or bank statement /Bank pass book copy
  • If your bank is participating in Electronic Fund transfer clearance
Cheque Payment
  • When you have not submitted bank details prior to your due dates
  • If you have submitted non-personalized cancelled cheque or bank statement/Bank pass book copy
  • If your bank is non-participating in the Electronic fund transfer clearance

Process

Survival & Maturity Claims Process

We have a 3 Step Claim Process:

Step 1: Claim Intimation

  • The Company informs customers about the Survival benefits due on their policy and /or Maturity of the policy, 90 days prior to the due date.
  • In case customers’ Bank details are not available with the Company, they are requested to provide the same to enable electronic credit to their Bank account.

Step 2: Claim Processing

  • Once the Bank details are available / registered with the Company, the Benefit amount will be processed within 7 days from the due date.

Step 3: Claim Settlement

  • Subject to availability of valid Bank details, claims will be settled through electronic mode such as NEFT.
  • Else, the payment will be sent vide an Account payee Cheque at the customers’ address registered with the Company.

Annuity Claims Process

We have a 3 Step Claim Process:

Step 1: Submission of Life Certificate

  • The Company informs customers to submit a Life Certificate for the Annuity policy, 90 days prior to the policy Anniversary date.
  • This Certificate should be received by the Company at least 7 days prior to the policy Anniversary date.
  • In case customers’ Bank details are not available with the Company, they are requested to provide the same to enable electronic credit to their Bank account.

Step 2: Claim Processing

  • On receipt of the Life Certificate, the Company will process the Annuity amount as per the Annuity payout intervals.
  • Once the Bank details are available / registered with the Company, the Annuity amount will be processed within 7 days from the due date.

Step 3: Claim Settlement

  • Subject to availability of valid Bank details, claims will be settled through electronic mode such as NEFT.
  • Else, the payment will be sent vide an Account payee Cheque at the customers’ address registered with the Company.
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